Terms of use

Last updated: 11 October 2026

What you're buying

Pen & Sheet is a Google Sheets template. After payment you receive a link that copies the sheet into your own Google Drive. You pay once; there is no subscription.

Who sells it

Orders are processed by Creem, which acts as the merchant of record. Creem handles payment, invoicing and sales tax, and its own terms apply to the purchase itself.

Sales and support

All sales are final. The sheet is a digital product that is delivered the moment you pay, so we don't offer refunds for a change of mind. The live demo is free, so you can look around first.

If something doesn't work as described, email [email protected] and we'll fix it. See Support and refunds. Nothing here limits rights you have under the law where you live.

Your licence

• You may use your copy for yourself and your household, and make as many copies for that purpose as you like.
• You may not resell, share publicly or redistribute the template, or pass it off as your own product.

No financial advice

Pen & Sheet helps you see your own spending. It is not financial, tax or legal advice. Check important numbers yourself.

Changes and availability

The template is provided as it is. Google Sheets is a Google product, and changes Google makes to it are outside our control. If something breaks, email us and we'll do our best to help.

Contact

Email [email protected].